ZIP 14215 Property Distress & Foreclosure Data

DLRadar grades ZIP 14215 (Erie County, New York) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 60/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 26% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $43,326, below the U.S. median near $78,000. The ZIP holds roughly 18,809 housing units. 30.0% of residents fall below the poverty threshold. Around 52% of renters are cost-burdened. Home values center near $111,600, an affordability ratio of 2.4× — accessible. Educational attainment sits at 19% bachelor's-or-above. Owners hold 48% of homes, renters 52%. 42,813 residents call 14215 home, typically aged 32. DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 10.8%.

Taken together, 14215 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.