ZIP 14215 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14215 (Erie County, New York) returns a low composite of 23/100. What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 26% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $43,326 — below the roughly $78,000 national figure. There are about 18,809 housing units across 14215. 30.0% of residents fall below the poverty threshold. Rent burden reaches 52% of tenant households. Home values center near $111,600, an affordability ratio of 2.4× — accessible. About 19% have a four-year degree. Owners hold 48% of homes, renters 52%. About 42,813 people live here, median age 32. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 10.8%.

Net-net, 14215 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14215 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 14215's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14215, the field stays empty rather than modeled, and fills in as new documents post.

Behind 14215's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 14215 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.