ZIP 14223 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14223 (Erie County, New York) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)). Its standout signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structurally it carries 51/100, against 2/100 of stress already in motion.

The peak-phase market in 14223 posted values that rose 4.1% over the year, and 19% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.2%. 81% of housing is owner-occupied. Home values center near $216,500, an affordability ratio of 2.4× — accessible. Around 31% of renters are cost-burdened. 8.9% of residents fall below the poverty threshold. About 44% have a four-year degree. The ZIP holds roughly 10,857 housing units. DLRadar's demographic-stress index for the area reads 22/100. Population is roughly 22,363 with a median age of 42. Median household income is $83,528, near the U.S. median near $78,000.

On balance, 14223 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 14223 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 14223's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14223 reflects the current record instead of a stale or modeled snapshot.

Behind 14223's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 14223 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.