ZIP 14006 Property Distress & Foreclosure Data

ZIP code 14006 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 60/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.7% year on year, and 24% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $62,019 — below the roughly $78,000 national figure. Roughly 13.1% live below the poverty line. A median home runs $166,600 here, or 2.5 times local income. Around 36% of renters are cost-burdened. About 25% have a four-year degree. The vacancy rate is 17.1% — elevated. The tenure split is 88% owner-occupied to 12% rented. About 9,354 people live here, median age 47. On demographic stress specifically, 14006 scores 26/100. The ZIP holds roughly 5,026 housing units.

Net-net, 14006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.