ZIP 14208 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14208 in Erie County, New York comes in at 23, a low composite-distress reading. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Structural risk reads 51/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 5,690 housing units across 14208. Roughly 28.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 36/100. 12,731 residents call 14208 home, typically aged 32. The vacancy rate is 20.7% — elevated. Educational attainment sits at 23% bachelor's-or-above. Rent burden reaches 50% of tenant households. 55% of housing is owner-occupied. Median household income is $46,940, below the U.S. median near $78,000. Home values center near $130,200, an affordability ratio of 2.5× — accessible.

Taken together, 14208 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14208 at the moment; the composite and its components are still built from verifiable public records.

The 14208 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 14208 stays directly comparable to neighboring ZIPs and the rest of Erie County, New York. Where the public record is thin for 14208, the field stays empty rather than modeled, and fills in as new documents post.

14208's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14208 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.