ZIP 14213 Property Distress & Foreclosure Data

ZIP code 14213 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.7% year on year, and 16% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $52,597 — below the roughly $78,000 national figure. About 23,072 people live here, median age 32. Roughly 26.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 11,699 housing units. On demographic stress specifically, 14213 scores 37/100. The tenure split is 37% owner-occupied to 63% rented. About 36% have a four-year degree. The vacancy rate is 18.4% — elevated. Around 40% of renters are cost-burdened. A median home runs $211,200 here, or 3.7 times local income.

Net-net, 14213 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.