ZIP 14204 Property Distress & Foreclosure Data

ZIP code 14204 in Erie County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 60/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.7% year on year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $26,000 — below the roughly $78,000 national figure. Roughly 34.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 21.6% — elevated. Around 49% of renters are cost-burdened. On demographic stress specifically, 14204 scores 49/100. About 16% have a four-year degree. A median home runs $152,400 here, or 5.8 times local income. About 7,748 people live here, median age 41. The tenure split is 30% owner-occupied to 70% rented. The ZIP holds roughly 5,470 housing units.

Net-net, 14204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.