ZIP 14202 Property Distress & Foreclosure Data

Composite property distress in 14202 (Erie County, New York) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). On the structural side it scores 60/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14202 posted values that rose 5.7% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 17.1% — high, a tax-stress and distress correlate. Population is roughly 3,764 with a median age of 39. At $47,990, median income runs below typical U.S. levels. The typical home is worth about $479,100 (10.3× income, severely stretched). Around 33% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 52/100. The vacancy rate is 10.1%. The ZIP holds roughly 2,492 housing units. 24% of housing is owner-occupied.

On balance 14202 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.