ZIP 14202 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Distress market
DLRadar grades ZIP 14202 (Erie County, New York) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). The latent-versus-live split is 51/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 4.1% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.
Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 3,764 residents call 14202 home, typically aged 39. Median household income is $47,990, below the U.S. median near $78,000. Home values center near $479,100, an affordability ratio of 10.3× — stretched. Around 33% of renters are cost-burdened. Educational attainment sits at 45% bachelor's-or-above. On demographic stress specifically, 14202 scores 52/100. The vacancy rate is 10.1%. There are about 2,492 housing units across 14202. 24% of housing is owner-occupied.
On balance 14202 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 14202 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 14202's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14202 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 figure for 14202 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14202 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 14202’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 14202 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Erie County ZIPs near 14202
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