ZIP 14201 Property Distress & Foreclosure Data

DLRadar grades ZIP 14201 (Erie County, New York) at a low 27/100 for overall property distress. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.7% year on year, and 16% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 20% owner-occupied to 80% rented. Roughly 44.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 39% have a four-year degree. A median home runs $337,600 here, or 9.6 times local income. On demographic stress specifically, 14201 scores 60/100. About 12,545 people live here, median age 34. There are about 6,921 housing units across 14201. Households earn a median $34,204 — below the roughly $78,000 national figure. Rent burden reaches 42% of tenant households.

Net-net, 14201 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.