ZIP 14201 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · High Vacancy market
ZIP code 14201 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 51/100, against 2/100 of stress already in motion. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)).
The market reads peak — home values rose 4.1% year on year, and 16% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Owners hold 20% of homes, renters 80%. Roughly 44.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 39% of adults hold a bachelor's degree or higher. Home values center near $337,600, an affordability ratio of 9.6× — stretched. On demographic stress specifically, 14201 scores 60/100. 12,545 residents call 14201 home, typically aged 34. The ZIP holds roughly 6,921 housing units. At $34,204, median income runs below typical U.S. levels. Rent burden reaches 42% of tenant households.
Net-net, 14201 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14201 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 14201's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14201, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 for 14201 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14201 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 14201
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 14201 by the numbers
The live 14201 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 14201
See who owns each distressed property in 14201, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology