ZIP 14203 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · High Poverty market
ZIP code 14203 in Erie County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. The split runs 51/100 structural to 0/100 active on the ground. Leading the profile are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). By contrast, construction/permit lag (26/100) and institutional ownership (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (79/100)).
The peak-phase market in 14203 posted values that rose 4.1% over the year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.
Median household income is $48,529, below the U.S. median near $78,000. There are about 1,689 housing units across 14203. About 43% have a four-year degree. Population is roughly 2,526 with a median age of 32. Vacancy runs 1.3%. Roughly 40.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 58/100. Around 29% of renters are cost-burdened. Owners hold 3% of homes, renters 97%.
Taken together, 14203 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14203 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 14203 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Erie County, New York and the nation. Where the record is thin for 14203, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 figure for 14203 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 14203 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 14203 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 14203 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Erie County, New York.
Get the full acquisition report for 14203
Every distressed parcel in 14203 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology