ZIP 14055 Foreclosure, Tax-Lien & Distress Report
Erie County, New York · Affordable market
In Erie County, New York, ZIP 14055 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). On the structural side it scores 51/100, with 2/100 of stress already active. Its standout signals are structural risk (51/100), construction/permit lag (26/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 732 housing units. The poverty rate is 7.9%. Rent burden reaches 52% of tenant households. 89% of housing is owner-occupied. On demographic stress specifically, 14055 scores 29/100. Population is roughly 1,300 with a median age of 55. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $203,300 (3.6× income, relatively affordable). At $48,621, median income runs below typical U.S. levels. The vacancy rate is 3.8%.
Net-net, 14055 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14055 shows as blanks, never estimates, and the score updates on every fresh public filing.
14055's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14055 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 14055 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 14055 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Erie County
More distress data near 14055
Further distress data across Erie County, New York at ZIP, county and state level.
The complete 14055 distress and acquisition report
The full 14055 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology