ZIP 14055 Property Distress & Foreclosure Data

Erie County, New York's ZIP 14055 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (65/100)). On the structural side it scores 60/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (60/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 14055 posted values that rose 5.7% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 732 housing units. The poverty rate is 7.9%. Around 52% of renters are cost-burdened. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Population is roughly 1,300 with a median age of 55. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $203,300 (3.6× income, relatively affordable). At $48,621, median income runs below typical U.S. levels. The vacancy rate is 3.8%.

On balance 14055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.