ZIP 14030 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14030 (Erie County, New York) lands at 22/100 — low on DLRadar's distress scoring. On the structural side it scores 50/100, with 2/100 of stress already active. Leading the profile are structural risk (50/100), construction/permit lag (26/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,051 with a median age of 40. A median home runs $218,700 here, or 2.4 times local income. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 84% of homes, renters 16%. The vacancy rate is 6.1%. Around 21% of renters are cost-burdened. About 19% have a four-year degree. The poverty rate is 13.4%. There are about 788 housing units across 14030. At $84,792, median income runs near typical U.S. levels.

Overall 14030 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 14030 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 14030 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14030 can be compared directly against any other ZIP in Erie County, New York or nationwide. Nothing here is interpolated — where a source is thin for 14030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14030's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14030 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.