ZIP 14060 Foreclosure, Tax-Lien & Distress Report

ZIP 14060's composite property-distress score is 23/100 - DLRadar classes that as low for Allegany County, New York. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). The latent-versus-live split is 50/100 structural and 5/100 already moving. Leading the profile are structural risk (50/100), construction/permit lag (48/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (15/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

346 residents call 14060 home, typically aged 53. 3.8% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented. DLRadar's demographic-stress index for the area reads 19/100. The typical home is worth about $97,600 (1.2× income, relatively affordable). Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. Around 16% of adults hold a bachelor's degree or higher. Households earn a median $79,145 — near the roughly $78,000 national figure. There are about 229 housing units across 14060.

Net-net, 14060 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14060 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 14060 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14060 can be compared directly against any other ZIP in Allegany County, New York or nationwide. 14060 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14060 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 14060 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.