ZIP 14060 Property Distress & Foreclosure Data

ZIP code 14060 in Allegany County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). The latent-versus-live split is 54/100 structural and 5/100 already moving. What sets it apart are the readings on construction/permit lag (67/100), structural risk (54/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (15/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 346 people live here, median age 53. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 14060 scores 19/100. A median home runs $97,600 here, or 1.2 times local income. The vacancy rate is 22.3% — elevated. About 16% have a four-year degree. Households earn a median $79,145 — near the roughly $78,000 national figure. The ZIP holds roughly 229 housing units.

Net-net, 14060 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.