ZIP 14737 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14737 (Cattaraugus County, New York) returns a low composite of 21/100. On the structural side it scores 47/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,071 people live here, median age 47. Home values center near $104,600, an affordability ratio of 1.8× — accessible. The ZIP holds roughly 2,553 housing units. 88% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Median household income is $56,780, below the U.S. median near $78,000. Vacancy runs 33.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.8% — high, a tax-stress and distress correlate.

Net-net, 14737 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 14737 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 14737 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 14737 stays directly comparable to neighboring ZIPs and the rest of Cattaraugus County, New York. Nothing here is interpolated — where a source is thin for 14737, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 for 14737 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14737 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.