ZIP 14772 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14772 in Cattaraugus County, New York comes in at 21, a low composite-distress reading. Its standout signals are structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. Structural exposure scores 47 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. 14.9% of residents fall below the poverty threshold. Households earn a median $78,393 — near the roughly $78,000 national figure. About 4,431 people live here, median age 43. Around 22% of renters are cost-burdened. A median home runs $115,900 here, or 1.4 times local income. There are about 1,921 housing units across 14772. On demographic stress specifically, 14772 scores 22/100. About 24% have a four-year degree. Owners hold 87% of homes, renters 13%.

Net-net, 14772 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 14772 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 14772 stays directly comparable to neighboring ZIPs and the rest of Cattaraugus County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 14772 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 14772 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 14772 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.