ZIP 14042 Property Distress & Foreclosure Data

ZIP code 14042 in Cattaraugus County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. The latent-versus-live split is 53/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (60/100).

The market reads expansion — home values rose 6.3% year on year, and 16% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $50,625 — below the roughly $78,000 national figure. The ZIP holds roughly 2,098 housing units. Around 47% of renters are cost-burdened. About 17% have a four-year degree. On demographic stress specifically, 14042 scores 30/100. The vacancy rate is 11.3% — elevated. A median home runs $107,100 here, or 2.1 times local income. About 4,207 people live here, median age 40. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 75% owner-occupied to 25% rented.

Net-net, 14042 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.