ZIP 14042 Foreclosure, Tax-Lien & Distress Report

Cattaraugus County, New York's ZIP 14042 registers 21/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (46/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (9/100). Structural risk reads 46/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (79/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 16% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $50,625, median income runs below typical U.S. levels. The ZIP holds roughly 2,098 housing units. Rent burden reaches 47% of tenant households. Educational attainment sits at 17% bachelor's-or-above. On demographic stress specifically, 14042 scores 30/100. The vacancy rate is 11.3% — elevated. A median home runs $107,100 here, or 2.1 times local income. Population is roughly 4,207 with a median age of 40. The poverty rate is 20.4% — high, a tax-stress and distress correlate. 75% of housing is owner-occupied.

Net-net, 14042 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14042 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Cattaraugus County, New York and the nation. Every figure is auditable to a public dataset and refreshed as records update; 14042 shows blanks, not estimates, wherever the record is sparse.

Behind 14042's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14042 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.