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Cattaraugus County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Cattaraugus County, New York? DLRadar grades every Cattaraugus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Cattaraugus County breakdown.

  • Cattaraugus County's most distressed ZIP is 14060 at 23/100.
  • 37 ZIP codes tracked in Cattaraugus County, averaging 21/100 distress.
  • Cattaraugus County reads peak — home values up 4.9% year over year.
  • Vacancy runs 20.6% across Cattaraugus County's tracked ZIPs, with a 16.3% poverty rate.
  • The typical Cattaraugus County home is worth about $134,312 against a ~$61,397 median income.
  • Lending headwind in Cattaraugus County sits at 54/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
11406023/100
21472723/100
31477023/100
41403022/100
51406522/100
61414122/100
71404121/100
81404221/100
91407021/100
101408121/100
111410121/100
121412921/100

Most distressed ZIP codes in Cattaraugus County (composite distress 0-100, 2026)

What is driving Cattaraugus County distress

Cattaraugus County's placement in the national index rests on public filings — a 21/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Cattaraugus County market phase and pricing

Phase for Cattaraugus County: peak (+4.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Cattaraugus County

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Common questions

Which ZIP code leads Cattaraugus County on distress?

ZIP 14060 leads Cattaraugus County at 23/100, recomputed monthly from public records.

Where is Cattaraugus County in the housing cycle?

FHFA price-index movement places Cattaraugus County in peak; prices are up 4.9% over twelve months.

Where does the Cattaraugus County data come from?

Each Cattaraugus County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 37 local ZIPs and every other county in the country.

How much do distress scores vary between Cattaraugus County ZIP codes?

A county average hides the spread. Across the Cattaraugus County ZIPs DLRadar ranks, scores run from 23/100 in 14060 down to 21/100 in 14129, against a Cattaraugus County average of 21/100. The 2-point range is the argument for ZIP-level search across Cattaraugus County.

What do Cattaraugus County home values and vacancy say about distressed supply?

The typical Cattaraugus County home carries about $134,312 of value against a median household income near $61,397. Vacancy across Cattaraugus County's tracked ZIPs runs 20.6% and the poverty rate is 16.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Cattaraugus County's foreclosure and tax-lien filings and its 54/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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