Cattaraugus County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cattaraugus County, NY distress report, 2026: 37 ZIPs scored in Cattaraugus, NY, Cattaraugus, NY average 21/100; the top Cattaraugus, NY ZIP is 14727 at 23/100; Cattaraugus, NY market phase peak, Cattaraugus, NY prices +4.9% year over year.
- Cattaraugus, NY ranks #654 nationally (opportunity index); Cattaraugus, NY #7 in New York; Cattaraugus, NY index 32.6.
- Cattaraugus, NY: no CFPB county sample; Cattaraugus, NY non-metro area reading 0.8%.
- Cattaraugus, NY ZIP phases: 32 peak, 5 expansion.
- Cattaraugus, NY residential listings tracked: 47 across 27 ZIPs; Cattaraugus, NY candidate listings 30.
- Cattaraugus, NY HUD assisted properties: 4 with 82 units.
- Cattaraugus, NY lenders on watch: 5; largest Cattaraugus, NY footprint Community Bank National Assn (8 branches).
- Cattaraugus, NY most distressed ZIP: 14727 at 23/100.
Cattaraugus, NY figures: DLRadar distress index; Cattaraugus, NY inputs: CFPB, FHFA, HUD, FDIC; Cattaraugus, NY rebuilt as sources refresh.
| Rank | Cattaraugus, NY ZIP | Score |
|---|---|---|
| 1 | 14727 | 23/100 |
| 2 | 14030 | 22/100 |
| 3 | 14060 | 22/100 |
| 4 | 14065 | 22/100 |
| 5 | 14141 | 22/100 |
| 6 | 14770 | 22/100 |
| 7 | 14041 | 21/100 |
| 8 | 14042 | 21/100 |
| 9 | 14070 | 21/100 |
| 10 | 14081 | 21/100 |
| 11 | 14101 | 21/100 |
| 12 | 14129 | 21/100 |
Most distressed Cattaraugus, NY ZIPs (0-100, 2026)
Mortgage delinquency around Cattaraugus, NY
No CFPB county sample covers Cattaraugus, NY; the non-metro area reading for Cattaraugus, NY: 0.8% ninety-plus; Cattaraugus, NY area thirty-to-eighty-nine 3.0% (December 2025, Cattaraugus, NY); New York overall 1.0%.
Opportunity index: Cattaraugus, NY
Cattaraugus, NY index 32.6, Cattaraugus, NY phase watchlist; Cattaraugus, NY primary driver vacancy, Cattaraugus, NY second driver bank institutional. Cattaraugus, NY components: property stress 18.8, foreclosure pressure 18.2, listing discounts 43.0, bank stress 50.6, insurance 0.0; Cattaraugus, NY pulse 33.8; Cattaraugus, NY capital opportunity 30.9; Cattaraugus, NY seven-day change +0.1%.
ZIP market phases inside Cattaraugus, NY
37 Cattaraugus, NY ZIPs carry a price-cycle phase; Cattaraugus, NY ZIPs by phase (Cattaraugus, NY), deepest drawdown first: expansion, +5.8% YoY (Cattaraugus, NY): 14009; peak, +4.3% YoY (Cattaraugus, NY): 14030, 14081, 14141; peak, +4.9% YoY (Cattaraugus, NY): 14041, 14042, 14062, 14101, Cattaraugus, NY 14129, 14138, 14168, 14171, Cattaraugus, NY 14173; expansion, +5.5% YoY (Cattaraugus, NY): 14060; expansion, +5.3% YoY (Cattaraugus, NY): 14065; peak, +4.6% YoY (Cattaraugus, NY): 14070.
Residential listings by Cattaraugus, NY ZIP
Cattaraugus, NY ZIPs with the most tracked Cattaraugus, NY residential listings: 14719 10 listings, 8 candidates, bank pressure 55; 14760 9 listings, 6 candidates, bank pressure 55; 14737 4 listings, 0 candidates, bank pressure 57; 14065 3 listings, 3 candidates, bank pressure 57 (Cattaraugus, NY); 14743 3 listings, 1 candidates, bank pressure 55; 14779 3 listings, 1 candidates, bank pressure 55; 14042 2 listings, 2 candidates, bank pressure 55; 14101 2 listings, 2 candidates, bank pressure 55. Cattaraugus, NY totals: 47 listings; Cattaraugus, NY candidates 30; active ZIPs 2.
HUD assisted housing in Cattaraugus, NY
4 assisted properties with 82 units sit in Cattaraugus, NY; largest Cattaraugus, NY properties: Brookside Community (Olean) 38 units, 38 assisted; Academy Place (Gowanda) 32 units, 21 assisted; Cattaraugus Rehab Center (Hinsdale) 6 units, 6 assisted in Cattaraugus, NY; R & A Grant Hsg. (Olean) 6 units, 6 assisted.
Lenders with branches in Cattaraugus, NY
Cattaraugus, NY lenders by branch count: Community Bank National Assn (Cattaraugus, NY): stress 68, 8 branches low in Cattaraugus, NY; Cattaraugus County Bank (Cattaraugus, NY): stress 76, 4 branches low in Cattaraugus, NY; Five Star Bank (Cattaraugus, NY): stress 59, 4 branches low in Cattaraugus, NY; Manufacturers&Traders Tr Co (Cattaraugus, NY): stress 52, 2 branches low in Cattaraugus, NY; Bank Of Cattaraugus (Cattaraugus, NY): stress 64, 1 branch moderate in Cattaraugus, NY.
Vacancy and permits, Cattaraugus, NY
8,461 of 40,356 Cattaraugus, NY housing units are vacant; Cattaraugus, NY permits, twelve months: 0 multifamily units in Cattaraugus, NY, 114 one-to-four unit units.
Work Cattaraugus, NY at the parcel level
Every Cattaraugus, NY parcel carries owner and address; every Cattaraugus, NY parcel carries APN; Cattaraugus, NY distress scores sit on the Cattaraugus, NY live board.
Cattaraugus, NY figures refresh with each source.
Cattaraugus, NY questions
Most distressed ZIP code in Cattaraugus County, NY?
ZIP 14727 leads Cattaraugus, NY at 23/100; next in Cattaraugus, NY: 14030 at 22/100; the Cattaraugus, NY average is 21/100.
Where does Cattaraugus County, NY rank for investment opportunity?
Cattaraugus, NY is #654 among all ranked counties, #7 in New York; the Cattaraugus, NY driver is vacancy; Cattaraugus, NY moved up 748 places.
How many mortgages are delinquent in Cattaraugus County, NY?
Cattaraugus, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Cattaraugus, NY.
Which banks lend in Cattaraugus County, NY?
5 watched lenders hold Cattaraugus, NY branches; the largest Cattaraugus, NY footprints are Community Bank National Assn (8), Cattaraugus County Bank (4), Five Star Bank (4).
More on Cattaraugus, NY
Cattaraugus County, NY distress report: public-record figures for Cattaraugus, NY; not legal advice for Cattaraugus, NY; not tax or investment advice; verify every Cattaraugus, NY record before acting.