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Cattaraugus County, NY: Foreclosures, Tax Liens & Distressed Properties

Cattaraugus County, NY, New York: 37 ZIP codes scored, Cattaraugus County, NY averaging 21/100 (low, Cattaraugus, NY), from 15 to 22. Cattaraugus County, NY is in its peak phase (Cattaraugus, NY confidence 36/100): Cattaraugus, NY home prices up 4.9% (Cattaraugus, NY) over twelve months. Cattaraugus County, NY lender headwind: 54/100.

Highest-scoring Cattaraugus County, NY ZIPs: 14030 (22/100), 14060 (22/100), 14065 (22/100), 14141 (22/100), 14727 (22/100), 14770 (22/100). Also scored in Cattaraugus County, NY: 14041, 14042, 14070, 14081, 14101, 14129, 14168, 14171, 14173, 14706.

Across Cattaraugus County, NY's scored ZIPs: median home value $134,312, household income $61,397, 20.6% vacancy, 16.3% poverty, 80% owner-occupied, median age 43.8.

Cattaraugus County, NY insurance distress 19/100 (#2,353 in the US); FEMA hazard 0/100 for Cattaraugus, NY; 2 Cattaraugus, NY NFIP flood claims, $5K paid; Cattaraugus, NY construction distress 46/100.

8 banks with 22 branches lend in Cattaraugus County, NY; Cattaraugus, NY weighted bank stress 62/100, highest 76/100 in Cattaraugus, NY.

Cattaraugus County, NY unemployment 4.4% (Cattaraugus, NY -1.2 pts, six months); 114 new housing units permitted in Cattaraugus County, NY over twelve months, Cattaraugus, NY up 4% from 110; Cattaraugus, NY home prices +12.0% a year (Cattaraugus, NY) over three years.

40,356 housing units in Cattaraugus County, NY; 8,090 Cattaraugus, NY renter households; 43% of Cattaraugus, NY renters spend 30%+ of income on rent, 20% (Cattaraugus, NY) half or more.

Cattaraugus County, NY ranks #647 nationally on the opportunity index (Cattaraugus, NY, among all ranked counties); Cattaraugus, NY scores 32.6/100 and Cattaraugus, NY sits #5 inside New York. Cattaraugus, NY is in the watchlist opportunity phase; Cattaraugus, NY's primary driver is vacancy, Cattaraugus, NY second driver bank institutional; Cattaraugus, NY moved up 755 places. 22 short-sale listings across Cattaraugus, NY; 69 days on market observed in Cattaraugus, NY; 17.3% vacancy over 37 Cattaraugus, NY ZIPs.

No CFPB county sample covers Cattaraugus County, NY. The non-metro area reading for Cattaraugus, NY: 0.8% ninety-plus days late; Cattaraugus, NY's thirty-to-eighty-nine share is 3.0% (Cattaraugus, NY, December 2025 data); New York overall 1.0%.

Cattaraugus County, NY has 5 watched banks; 5 Cattaraugus, NY banks sit in an elevated band. Cattaraugus, NY footprints: Community Bank National Assn (8 branches, stress 68) in Cattaraugus, NY; Cattaraugus County Bank (4 branches, stress 76) in Cattaraugus, NY; Five Star Bank (4 branches, stress 59) in Cattaraugus, NY.

HUD lists 4 assisted multifamily properties in Cattaraugus County, NY with 82 units; 71 Cattaraugus, NY units are assisted.

8,461 of the 40,356 housing units in Cattaraugus, NY sit vacant. Cattaraugus County, NY permitted 0 multifamily units in twelve months; Cattaraugus, NY's one-to-four unit structures added 114 units in Cattaraugus County, NY.

Peak
Market phase
4.9%
Cattaraugus, NY HPI YoY
0%
Drawdown
36
Cattaraugus confidence

Most distressed ZIP codes in Cattaraugus County

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