ZIP 14770 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14770 (Allegany County, New York) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (54/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (15/100) stay muted. On the structural side it scores 54/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (74/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $52,683, below the U.S. median near $78,000. 14.7% of residents fall below the poverty threshold. Around 13% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 4.4%. The ZIP holds roughly 1,224 housing units. Home values center near $108,500, an affordability ratio of 2.0× — accessible. 2,805 residents call 14770 home, typically aged 43.

Overall, 14770 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.