ZIP 14754 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14754 (Allegany County, New York) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (60/100). On the structural side it scores 48/100, with 6/100 of stress already active. Its standout signals are structural risk (48/100), construction/permit lag (47/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (21/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $60,500, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Home values center near $80,900, an affordability ratio of 1.2× — accessible. There are about 355 housing units across 14754. Educational attainment sits at 14% bachelor's-or-above. Owners hold 84% of homes, renters 16%. The poverty rate is 17.9% — high, a tax-stress and distress correlate. 633 residents call 14754 home, typically aged 52. Around 58% of renters are cost-burdened. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 14754 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14754 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 14754's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14754 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14754's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14754 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.