ZIP 14754 Property Distress & Foreclosure Data

ZIP code 14754 in Allegany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (70/100)). The latent-versus-live split is 55/100 structural and 6/100 already moving. What sets it apart are the readings on construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 14754 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $60,500, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. The typical home is worth about $80,900 (1.2× income, relatively affordable). The ZIP holds roughly 355 housing units. Around 14% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The poverty rate is 17.9% — high, a tax-stress and distress correlate. Population is roughly 633 with a median age of 52. Around 58% of renters are cost-burdened. The vacancy rate is 20.1% — elevated.

On the whole, 14754 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.