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ZIP 14721 Foreclosure, Tax-Lien & Distress Report

Allegany County, New York · High Vacancy market

Allegany County, New York's ZIP 14721 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Latent structural risk is 53/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 28/100. The poverty rate is 15.9%. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. Around 19% of renters are cost-burdened. About 12% have a four-year degree. 76% of housing is owner-occupied. Median household income is $53,984, below the U.S. median near $78,000. The ZIP holds roughly 142 housing units. Population is roughly 176 with a median age of 53. Home values center near $126,100, an affordability ratio of 2.6× — accessible.

On the whole, 14721 leans distressed, with opportunity clustered in specific stressed parcels. 14721 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14721 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 14721 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Sparse data for 14721 shows as blanks, never estimates, and the score updates on every fresh public filing.

14721's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14721 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
53/100
Structural risk
6/100
Distress activity

What is driving ZIP 14721’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk70
Another 9 scored dimensions sit behind 14721

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 14721 Stress Report snapshot

A live read on 14721: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Allegany County

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