ZIP 14735 Property Distress & Foreclosure Data

Allegany County, New York's ZIP 14735 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 55/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $108,600 here, or 1.6 times local income. The tenure split is 85% owner-occupied to 15% rented. About 2,609 people live here, median age 42. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $66,842 — below the roughly $78,000 national figure. Roughly 12.4% live below the poverty line. There are about 1,301 housing units across 14735. About 24% have a four-year degree. Rent burden reaches 16% of tenant households. On demographic stress specifically, 14735 scores 23/100.

Net-net, 14735 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
55/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 14735

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Allegany County

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