ZIP 14735 Foreclosure, Tax-Lien & Distress Report

In Allegany County, New York, ZIP 14735 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 53/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Its heaviest discrete signals: structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low.

The expansion-phase market in 14735 posted values that rose 6.0% over the year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $108,600, an affordability ratio of 1.6× — accessible. Owners hold 85% of homes, renters 15%. About 2,609 people live here, median age 42. The vacancy rate is 29.5% — elevated. Households earn a median $66,842 — below the roughly $78,000 national figure. Roughly 12.4% live below the poverty line. There are about 1,301 housing units across 14735. Educational attainment sits at 24% bachelor's-or-above. Rent burden reaches 16% of tenant households. On demographic stress specifically, 14735 scores 23/100.

Taken together, 14735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 14735 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14735 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14735 reflects the current record instead of a stale or modeled snapshot.

14735's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14735 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.