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ZIP 14877 Foreclosure, Tax-Lien & Distress Report

Steuben County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 14877 in Steuben County, New York comes in at 34, a moderate composite-distress reading. The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 77/100 against active distress of 7/100. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $52,188, median income runs below typical U.S. levels. Roughly 21.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 331 housing units. Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 31.6% — elevated. About 680 people live here, median age 38. On demographic stress specifically, 14877 scores 32/100. The typical home is worth about $112,500 (2.2× income, relatively affordable). Around 44% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented.

On the whole, 14877 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 14877 at the moment; the composite and its components are still built from verifiable public records.

The 14877 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 14877 stays directly comparable to neighboring ZIPs and the rest of Steuben County, New York. The score is rebuilt from public data as it updates, so 14877 reflects the current record instead of a stale or modeled snapshot.

The 34/100 for 14877 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 14877 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

34/100
Composite stress
77/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 14877

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

14877 at a glance

Current distress, phase, housing and lender-pressure figures for 14877, drawn from the same report attached to each property.

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Each signal above is traceable to an open dataset · methodology

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