ZIP 14877 Property Distress & Foreclosure Data

In Steuben County, New York, ZIP 14877 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 76/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)).

The expansion-phase market in 14877 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $52,188, median income runs below typical U.S. levels. The poverty rate is 21.6% — high, a tax-stress and distress correlate. The ZIP holds roughly 331 housing units. Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 31.6% — elevated. Population is roughly 680 with a median age of 38. The demographic-stress sub-score lands at 32/100. The typical home is worth about $112,500 (2.2× income, relatively affordable). Around 44% of renters are cost-burdened. 79% of housing is owner-occupied.

On the whole, 14877 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.