ZIP 14879 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14879 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 77/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 24/100. 11.8% of residents fall below the poverty threshold. Around 21% of renters are cost-burdened. 2,345 residents call 14879 home, typically aged 42. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 16.6% — elevated. Home values center near $113,400, an affordability ratio of 1.9× — accessible. Owners hold 84% of homes, renters 16%. Households earn a median $58,417 — below the roughly $78,000 national figure. The ZIP holds roughly 999 housing units.

On the whole, 14879 leans distressed, with opportunity clustered in specific stressed parcels. While 14879 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 14879's 34/100 can be lined up against any neighbor in Steuben County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14879, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 14879 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14879 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.