ZIP 14879 Property Distress & Foreclosure Data

Composite property distress in 14879 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 76/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 14879 scores 24/100. Roughly 11.8% live below the poverty line. Around 21% of renters are cost-burdened. About 2,345 people live here, median age 42. About 14% have a four-year degree. The vacancy rate is 16.6% — elevated. A median home runs $113,400 here, or 1.9 times local income. The tenure split is 84% owner-occupied to 16% rented. Households earn a median $58,417 — below the roughly $78,000 national figure. The ZIP holds roughly 999 housing units.

Net-net, 14879 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.