ZIP 14856 Foreclosure, Tax-Lien & Distress Report
Steuben County, New York · Distress market
In Steuben County, New York, ZIP 14856 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (60/100). Property-level stress concentrates in construction/permit lag (84/100), structural risk (73/100), institutional ownership (51/100). Structural risk reads 73/100 against active distress of 0/100.
The peak-phase market in 14856 posted values that rose 4.9% over the year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Net-net, 14856 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 14856 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 14856 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14856 can be compared directly against any other ZIP in Steuben County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 14856 shows blanks, not estimates, wherever the record is sparse.
14856's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14856 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 14856 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 14856 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 14856, drawn from the same report attached to each property.
Neighbouring ZIPs in Steuben County
Nearest ZIP codes to 14856
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Steuben County, New York
Keep going: ZIP, county and state distress coverage for Steuben County, New York.
Unlock parcel-level detail for ZIP 14856
Get every distressed property in 14856 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology