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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 14873 Foreclosure, Tax-Lien & Distress Report

Steuben County, New York · High Vacancy market

ZIP code 14873 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100). Structural risk reads 77/100 against active distress of 7/100.

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 11.4%. On demographic stress specifically, 14873 scores 31/100. Educational attainment sits at 19% bachelor's-or-above. Rent burden reaches 49% of tenant households. The tenure split is 87% owner-occupied to 13% rented. The typical home is worth about $122,900 (2.1× income, relatively affordable). Households earn a median $55,038 — below the roughly $78,000 national figure. The vacancy rate is 46.1% — elevated. The ZIP holds roughly 1,412 housing units. Population is roughly 1,937 with a median age of 45.

On the whole, 14873 leans distressed, with opportunity clustered in specific stressed parcels. 14873 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 14873 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Steuben County, New York and the nation. Sparse data for 14873 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 14873 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 14873 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

34/100
Composite stress
77/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 14873

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk76
Another 9 scored dimensions sit behind 14873

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 14873 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 14873, the same set carried on every parcel.

Loading ZIP 14873 stress data…

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Keep exploring New York distress

Other reports tied to Steuben County, New York — ZIP, county and statewide.

Open the complete 14873 acquisition file

The full 14873 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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