ZIP 14873 Property Distress & Foreclosure Data

DLRadar grades ZIP 14873 (Steuben County, New York) at a moderate 34/100 for overall property distress. Property-level stress concentrates in construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). On the structural side it scores 76/100, with 7/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 11.4% live below the poverty line. On demographic stress specifically, 14873 scores 31/100. About 19% have a four-year degree. Around 49% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. A median home runs $122,900 here, or 2.1 times local income. Households earn a median $55,038 — below the roughly $78,000 national figure. The vacancy rate is 46.1% — elevated. The ZIP holds roughly 1,412 housing units. About 1,937 people live here, median age 45.

Net-net, 14873 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.