ZIP 14801 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14801 (Steuben County, New York) at a moderate 34/100 for overall property distress. Structural risk reads 77/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 5,415 with a median age of 38. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 2,326 housing units. 18.2% of residents fall below the poverty threshold. A median home runs $112,700 here, or 1.8 times local income. At $62,422, median income runs below typical U.S. levels. The vacancy rate is 18.6% — elevated. DLRadar's demographic-stress index for the area reads 26/100. Around 24% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher.

On the whole, 14801 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 14801 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14801 can be compared directly against any other ZIP in Steuben County, New York or nationwide. 14801 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 14801's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.