ZIP 14801 Property Distress & Foreclosure Data

Composite property distress in 14801 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural risk reads 76/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100).

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,415 people live here, median age 38. The tenure split is 81% owner-occupied to 19% rented. There are about 2,326 housing units across 14801. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $112,700 here, or 1.8 times local income. Households earn a median $62,422 — below the roughly $78,000 national figure. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 14801 scores 26/100. Rent burden reaches 24% of tenant households. About 15% have a four-year degree.

Net-net, 14801 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.