ZIP 14823 Property Distress & Foreclosure Data

DLRadar grades ZIP 14823 (Steuben County, New York) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)). Property-level stress concentrates in construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 76/100 against active distress of 7/100.

The expansion-phase market in 14823 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 3,697 with a median age of 48. Rent burden reaches 50% of tenant households. The typical home is worth about $118,800 (1.7× income, relatively affordable). The demographic-stress sub-score lands at 28/100. There are about 1,871 housing units across 14823. At $64,614, median income runs below typical U.S. levels. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal. Around 22% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. The poverty rate is 10.5%.

On the whole, 14823 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.