ZIP 14821 Property Distress & Foreclosure Data

ZIP code 14821 in Steuben County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). What sets it apart are the readings on construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). mortgage stress (24/100) stay muted. Structural exposure scores 76 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 24% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $140,700, an affordability ratio of 1.7× — accessible. There are about 1,333 housing units across 14821. 3,015 residents call 14821 home, typically aged 46. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 86% of homes, renters 14%. Educational attainment sits at 16% bachelor's-or-above. Median household income is $76,830, near the U.S. median near $78,000. Rent burden reaches 52% of tenant households. 12.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100.

Taken together, 14821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.