ZIP 14820 Property Distress & Foreclosure Data

Steuben County, New York's ZIP 14820 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)).

The expansion-phase market in 14820 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $63,750, median income runs below typical U.S. levels. The vacancy rate is 22.7% — elevated. The poverty rate is 17.4% — high, a tax-stress and distress correlate. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 294 housing units. The typical home is worth about $128,800 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 27/100. Population is roughly 556 with a median age of 32. Around 31% of renters are cost-burdened. 82% of housing is owner-occupied.

On the whole, 14820 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.