Steuben County, NY: Foreclosures, Tax Liens & Distressed Properties
Steuben County, NY, New York: 40 ZIP codes scored, Steuben County, NY averaging 29/100 (low, Steuben, NY), from 15 to 33. Steuben County, NY is in its peak phase (Steuben, NY confidence 36/100): Steuben, NY home prices up 4.9% (Steuben, NY) over twelve months. Steuben County, NY lender headwind: 69/100.
Highest-scoring Steuben County, NY ZIPs: 14529 (33/100), 14801 (33/100), 14808 (33/100), 14809 (33/100), 14810 (33/100), 14819 (33/100). Also scored in Steuben County, NY: 14820, 14821, 14823, 14826, 14827, 14839, 14840, 14843, 14855, 14856.
Across Steuben County, NY's scored ZIPs: median home value $135,872, household income $67,417, 23.9% vacancy, 15.8% poverty, 82% owner-occupied, median age 43.0.
Steuben County, NY insurance distress 72/100 (#584 in the US); FEMA hazard 63/100 for Steuben, NY; 2 federal disaster declarations in Steuben County, NY since 2023; 17 Steuben, NY NFIP flood claims, $484K paid; Steuben, NY construction distress 82/100.
6 banks with 18 branches lend in Steuben County, NY; Steuben, NY weighted bank stress 66/100, highest 81/100 in Steuben, NY.
Steuben County, NY unemployment 4.1% (Steuben, NY -1.5 pts, six months); 106 new housing units permitted in Steuben County, NY over twelve months, Steuben, NY down 34% from 161; Steuben, NY home prices +8.6% a year (Steuben, NY) over three years.
47,665 housing units in Steuben County, NY; 10,302 Steuben, NY renter households; 40% of Steuben, NY renters spend 30%+ of income on rent, 20% (Steuben, NY) half or more.
Steuben County, NY ranks #71 nationally on the opportunity index (Steuben, NY, among all ranked counties); Steuben, NY scores 37.9/100 and Steuben, NY sits #1 inside New York. Steuben, NY is in the strong_buy opportunity phase; Steuben, NY's primary driver is vacancy, Steuben, NY second driver construction; Steuben, NY moved up 170 places. 10 short-sale listings across Steuben, NY; 86 days on market observed in Steuben, NY; 16.5% vacancy over 40 Steuben, NY ZIPs.
No CFPB county sample covers Steuben County, NY. The non-metro area reading for Steuben, NY: 0.8% ninety-plus days late; Steuben, NY's thirty-to-eighty-nine share is 3.0% (Steuben, NY, December 2025 data); New York overall 1.0%.
Steuben County, NY has 5 watched banks; 5 Steuben, NY banks sit in an elevated band. Steuben, NY footprints: Community Bank National Assn (6 branches, stress 68) in Steuben, NY; Five Star Bank (5 branches, stress 59) in Steuben, NY; Maple City Savings Bank Fsb (3 branches, stress 81) in Steuben, NY.
HUD lists 1 assisted multifamily property in Steuben County, NY with 80 units; 42 Steuben, NY units are assisted.
8,446 of the 47,665 housing units in Steuben, NY sit vacant. Steuben County, NY permitted 0 multifamily units in twelve months; Steuben, NY's one-to-four unit structures added 106 units in Steuben County, NY.