Steuben County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Steuben County, NY distress report, 2026: 40 ZIPs scored in Steuben, NY, Steuben, NY average 29/100; the top Steuben, NY ZIP is 14529 at 33/100; Steuben, NY market phase peak, Steuben, NY prices +4.9% year over year.
- Steuben, NY ranks #71 nationally (opportunity index); Steuben, NY #1 in New York; Steuben, NY index 37.9.
- Steuben, NY: no CFPB county sample; Steuben, NY non-metro area reading 0.8%.
- Steuben, NY ZIP phases: 31 peak, 9 expansion.
- Steuben, NY residential listings tracked: 53 across 28 ZIPs; Steuben, NY candidate listings 41.
- Steuben, NY HUD assisted properties: 1 with 80 units.
- Steuben, NY lenders on watch: 5; largest Steuben, NY footprint Community Bank National Assn (6 branches).
- Steuben, NY most distressed ZIP: 14529 at 33/100.
Steuben, NY figures: DLRadar distress index; Steuben, NY inputs: CFPB, FHFA, HUD, FDIC; Steuben, NY rebuilt as sources refresh.
| Rank | Steuben, NY ZIP | Score |
|---|---|---|
| 1 | 14529 | 33/100 |
| 2 | 14801 | 33/100 |
| 3 | 14808 | 33/100 |
| 4 | 14809 | 33/100 |
| 5 | 14810 | 33/100 |
| 6 | 14819 | 33/100 |
| 7 | 14820 | 33/100 |
| 8 | 14821 | 33/100 |
| 9 | 14823 | 33/100 |
| 10 | 14826 | 33/100 |
| 11 | 14827 | 33/100 |
| 12 | 14839 | 33/100 |
Most distressed Steuben, NY ZIPs (0-100, 2026)
Mortgage delinquency around Steuben, NY
No CFPB county sample covers Steuben, NY; the non-metro area reading for Steuben, NY: 0.8% ninety-plus; Steuben, NY area thirty-to-eighty-nine 3.0% (December 2025, Steuben, NY); New York overall 1.0%.
Opportunity index: Steuben, NY
Steuben, NY index 37.9, Steuben, NY phase strong_buy; Steuben, NY primary driver vacancy, Steuben, NY second driver construction. Steuben, NY components: property stress 25.2, foreclosure pressure 24.1, listing discounts 48.6, bank stress 54.5, insurance 0.0; Steuben, NY pulse 40.7; Steuben, NY capital opportunity 33.6; Steuben, NY seven-day change +0.3%.
ZIP market phases inside Steuben, NY
40 Steuben, NY ZIPs carry a price-cycle phase; Steuben, NY ZIPs by phase (Steuben, NY), deepest drawdown first: peak, +4.0% YoY, 2.2% off peak (Steuben, NY): 14814; peak, +4.1% YoY, 2.0% off peak (Steuben, NY): 14871; expansion, +5.3% YoY, 0.4% off peak (Steuben, NY): 14812; peak, +4.8% YoY, 0.2% off peak (Steuben, NY): 14830; expansion, +5.8% YoY (Steuben, NY): 14418, 14806; peak, +3.9% YoY (Steuben, NY): 14437; peak, +4.4% YoY (Steuben, NY): 14512, 14572; peak, +4.9% YoY (Steuben, NY): 14529, 14801, 14808, 14809; expansion, +5.9% YoY (Steuben, NY): 14803; expansion, +6.0% YoY (Steuben, NY): 14804; expansion, +5.4% YoY (Steuben, NY): 14807.
Residential listings by Steuben, NY ZIP
Steuben, NY ZIPs with the most tracked Steuben, NY residential listings: 14830 9 listings, 8 candidates, bank pressure 62; 14810 8 listings, 4 candidates, bank pressure 64; 14870 7 listings, 7 candidates, bank pressure 64; 14843 6 listings, 4 candidates, bank pressure 64 (Steuben, NY); 14823 5 listings, 4 candidates, bank pressure 64; 14801 4 listings, 4 candidates, bank pressure 64; 14819 3 listings, 3 candidates, bank pressure 64; 14821 3 listings, 3 candidates, bank pressure 64. Steuben, NY totals: 53 listings; Steuben, NY candidates 41; active ZIPs 4.
HUD assisted housing in Steuben, NY
1 assisted properties with 80 units sit in Steuben, NY; largest Steuben, NY properties: Maple Court Homes (Hornell) 80 units, 42 assisted.
Lenders with branches in Steuben, NY
Steuben, NY lenders by branch count: Community Bank National Assn (Steuben, NY): stress 68, 6 branches low in Steuben, NY; Five Star Bank (Steuben, NY): stress 59, 5 branches low in Steuben, NY; Maple City Savings Bank Fsb (Steuben, NY): stress 81, 3 branches low in Steuben, NY; Chemung Canal Trust Co (Steuben, NY): stress 60, 2 branches low in Steuben, NY; Manufacturers&Traders Tr Co (Steuben, NY): stress 52, 1 branch low in Steuben, NY.
Vacancy and permits, Steuben, NY
8,446 of 47,665 Steuben, NY housing units are vacant; Steuben, NY permits, twelve months: 0 multifamily units in Steuben, NY, 106 one-to-four unit units.
Work Steuben, NY at the parcel level
Every Steuben, NY parcel carries owner and address; every Steuben, NY parcel carries APN; Steuben, NY distress scores sit on the Steuben, NY live board.
Steuben, NY figures refresh with each source.
Steuben, NY questions
Most distressed ZIP code in Steuben County, NY?
ZIP 14529 leads Steuben, NY at 33/100; next in Steuben, NY: 14801 at 33/100; the Steuben, NY average is 29/100.
Where does Steuben County, NY rank for investment opportunity?
Steuben, NY is #71 among all ranked counties, #1 in New York; the Steuben, NY driver is vacancy; Steuben, NY moved up 170 places.
How many mortgages are delinquent in Steuben County, NY?
Steuben, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Steuben, NY.
Which banks lend in Steuben County, NY?
5 watched lenders hold Steuben, NY branches; the largest Steuben, NY footprints are Community Bank National Assn (6), Five Star Bank (5), Maple City Savings Bank Fsb (3).
More on Steuben, NY
Steuben County, NY distress report: public-record figures for Steuben, NY; not legal advice for Steuben, NY; not tax or investment advice; verify every Steuben, NY record before acting.