Steuben County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Steuben County, New York? DLRadar grades every Steuben County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Steuben County breakdown.
- Steuben County's most distressed ZIP is 14529 at 34/100.
- 40 ZIP codes tracked in Steuben County, averaging 30/100 distress.
- Steuben County reads peak — home values up 4.9% year over year.
- Vacancy runs 23.9% across Steuben County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Steuben County home is worth about $135,872 against a ~$67,417 median income.
- Lending headwind in Steuben County sits at 69/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14529 | 34/100 |
| 2 | 14801 | 34/100 |
| 3 | 14808 | 34/100 |
| 4 | 14809 | 34/100 |
| 5 | 14810 | 34/100 |
| 6 | 14819 | 34/100 |
| 7 | 14820 | 34/100 |
| 8 | 14821 | 34/100 |
| 9 | 14823 | 34/100 |
| 10 | 14826 | 34/100 |
| 11 | 14827 | 34/100 |
| 12 | 14839 | 34/100 |
Most distressed ZIP codes in Steuben County (composite distress 0-100, 2026)
What is driving Steuben County distress
Steuben County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 30/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Steuben County market phase and pricing
DLRadar places Steuben County in peak; prices moved up 4.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Frequently asked questions
Which Steuben County ZIP scores worst for distress?
ZIP 14529 leads Steuben County at 34/100, recomputed monthly from public records.
Is Steuben County expanding or contracting?
The market phase for Steuben County is peak, prices rising 4.9% on the year — derived from the FHFA House Price Index path.
Can the Steuben County figures be verified?
Steuben County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 40 ZIPs are comparable to anywhere else.
How much do distress scores vary between Steuben County ZIP codes?
A county average hides the spread. Across the Steuben County ZIPs DLRadar ranks, scores run from 34/100 in 14529 down to 34/100 in 14839, against a Steuben County average of 30/100. Those 0 points separate the ZIPs worth working in Steuben County from the rest.
What do Steuben County home values and vacancy say about distressed supply?
The typical Steuben County home carries about $135,872 of value against a median household income near $67,417. Vacancy across Steuben County's tracked ZIPs runs 23.9% and the poverty rate is 15.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Steuben County's filings and its 69/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.