Steuben County, NY: Home-Insurance Distress & Forced-Sale Pressure
Steuben County, NY: 72/100 (severe) home-insurance distress; Steuben, NY band MEDIUM; Steuben, NY #584 of 3,222 counties; Steuben, NY #2 of 62 in New York; raw Steuben, NY 76.6.
FEMA hazard, Steuben, NY: 63/100; Steuben, NY declarations, three years: 3; Steuben, NY perils: 3 tropical-storm; Steuben, NY five-year count 3 (severity 4.5); Steuben, NY ten-year 3; hazard-weighted, Steuben, NY: 9.0.
Declared incidents on the Steuben, NY record: 2024 Tropical Storm 3 (Steuben, NY).
NFIP claims, Steuben, NY, three years: 17; Steuben, NY payouts $484,251; per Steuben, NY claim $28,485; Steuben, NY claim-stress 85/100.
Steuben, NY monthly score fell, 78 (March 2026) to 70 (October 2026); Steuben, NY by month: March 78, April 78, May 75, June 75 (Steuben, NY), July 73, August 72, September 72, October 70.
Steuben, NY components: climate 60, NFIP claims 85; Steuben, NY retreat index 70.
Construction distress, Steuben, NY: 82/100 as of August 2026 (Steuben, NY: 79/100 one-to-four unit, 96/100 multifamily).
Steuben, NY ZIPs, June 2026 (Steuben, NY, 16 highest): score 0 (Steuben, NY), climate 76 (Steuben, NY): 14529, 14801, 14808, 14809, Steuben, NY 14810, 14819, 14820, 14821, Steuben, NY 14823, 14826, 14827, 14839, Steuben, NY 14840, 14843, 14855, 14856.
DLRadar rescores Steuben, NY monthly; Steuben, NY readings join Steuben, NY foreclosure, lien and ownership parcels (Steuben, NY), so cost-squeezed Steuben, NY owners surface before listing.
Inside New York, Steuben County ranks 2nd of 62 counties for home-insurance distress at 72/100; St. Lawrence County (80/100) sits just above Steuben County, and Suffolk County (70/100) sits just below Steuben County.
Deterministic. Every Steuben County, NY signal traces to a public Steuben dataset (FEMA, NFIP, Census for Steuben, NY) · how insurance distress works in Steuben, NY · methodology
FAQ: Steuben County, NY insurance distress
What is the Steuben County, NY home-insurance-distress score?
Steuben, NY: 72/100 (MEDIUM), #584 of 3,222, #2 in New York. FEMA hazard, Steuben, NY: 63/100; NFIP stress, Steuben, NY: 85/100; construction, Steuben, NY: 82/100; Steuben, NY rescores monthly.
Is Steuben County insurance distress getting better or worse (NY)?
Steuben, NY: 78 in March 2026; Steuben, NY: 70 in October 2026 (better); Steuben, NY climate component 60; Steuben, NY NFIP claims score 85.
How many flood-insurance claims has Steuben County, NY had?
Steuben, NY: 17 NFIP claims, three years; Steuben, NY paid $484,251; per Steuben, NY claim $28,485; carriers reprice Steuben, NY against that record.
Which Steuben County ZIP codes carry the most insurance distress (NY)?
Steuben, NY, June 2026: 14529 at 0, 14801 at 0, 14808 at 0, 14809 at 0; Steuben, NY climate scores there: 76, 76, 76, 76.
Why does Steuben, NY insurance distress create sellers?
A Steuben, NY premium outruns the Steuben, NY budget; a carrier leaves Steuben, NY; Steuben, NY carrying cost passes plan; Steuben, NY owners sell while current; Steuben, NY insurance distress leads Steuben, NY foreclosure data.