ZIP 14803 Property Distress & Foreclosure Data

ZIP code 14803 in Allegany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (65/100), structural risk (57/100), institutional ownership (46/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (70/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. Owners hold 80% of homes, renters 20%. Educational attainment sits at 45% bachelor's-or-above. Home values center near $140,600, an affordability ratio of 2.4× — accessible. 28.7% of residents fall below the poverty threshold. 1,491 residents call 14803 home, typically aged 31. There are about 724 housing units across 14803. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $58,537, below the U.S. median near $78,000.

Taken together, 14803 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.