ZIP 14714 Property Distress & Foreclosure Data

In Allegany County, New York, ZIP 14714 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 55/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 17% have a four-year degree. The vacancy rate is 19.1% — elevated. Roughly 12.4% live below the poverty line. Around 27% of renters are cost-burdened. Households earn a median $102,125 — above the roughly $78,000 national figure. The ZIP holds roughly 232 housing units. On demographic stress specifically, 14714 scores 24/100. The tenure split is 92% owner-occupied to 8% rented. About 556 people live here, median age 35. A median home runs $195,200 here, or 1.9 times local income.

Net-net, 14714 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.