ZIP 14777 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14777 (Allegany County, New York) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Latent structural risk is 53/100 while live distress already moving reads 6/100.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 531 with a median age of 40. There are about 572 housing units across 14777. On demographic stress specifically, 14777 scores 32/100. At $62,768, median income runs below typical U.S. levels. Vacancy runs 70.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.4% live below the poverty line. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 50% of tenant households. Home values center near $93,800, an affordability ratio of 1.3× — accessible. About 21% have a four-year degree.

Net-net, 14777 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 14777's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14777 reflects the current record instead of a stale or modeled snapshot.

14777's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14777 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.