ZIP 14777 Property Distress & Foreclosure Data

ZIP code 14777 in Allegany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). What sets it apart are the readings on construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 55 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 531 people live here, median age 40. There are about 572 housing units across 14777. On demographic stress specifically, 14777 scores 32/100. Households earn a median $62,768 — below the roughly $78,000 national figure. Vacancy runs 70.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.4% live below the poverty line. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 50% of tenant households. A median home runs $93,800 here, or 1.3 times local income. About 21% have a four-year degree.

Net-net, 14777 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.