ZIP 14884 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14884 (Allegany County, New York) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Structural exposure scores 53 and live distress 6 on the 0–100 scale. The pressure is most legible in structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 14884 posted values that rose 6.0% over the year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 281 housing units across 14884. Population is roughly 363 with a median age of 40. About 25% have a four-year degree. The demographic-stress sub-score lands at 27/100. Around 50% of renters are cost-burdened. A median home runs $118,900 here, or 2.0 times local income. The poverty rate is 0.0% — low. Vacancy runs 45.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,167, below the U.S. median near $78,000. The tenure split is 93% owner-occupied to 8% rented.

Net-net, 14884 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14884 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 14884 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Allegany County, New York and the nation. Where the public record is thin for 14884, the field stays empty rather than modeled, and fills in as new documents post.

14884's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14884 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.