Allegany County, NY: Foreclosures, Tax Liens & Distressed Properties
Allegany County, NY, New York: 38 ZIP codes scored, Allegany County, NY averaging 23/100 (low, Allegany, NY), from 14 to 32. Allegany County, NY is in its expansion phase (Allegany, NY confidence 38/100): Allegany, NY home prices up 6.0% (Allegany, NY) over twelve months. Allegany County, NY lender headwind: 63/100.
Highest-scoring Allegany County, NY ZIPs: 14843 (32/100), 14877 (32/100), 14807 (29/100), 14806 (25/100), 14803 (24/100), 14897 (24/100). Also scored in Allegany County, NY: 14029, 14707, 14708, 14709, 14711, 14714, 14715, 14717, 14721, 14735.
Across Allegany County, NY's scored ZIPs: median home value $112,451, household income $61,193, 26.7% vacancy, 15.3% poverty, 82% owner-occupied, median age 43.0.
Allegany County, NY insurance distress 44/100 (#1,266 in the US); FEMA hazard 63/100 for Allegany, NY; 2 federal disaster declarations in Allegany County, NY since 2023; 1 Allegany, NY NFIP flood claims; Allegany, NY construction distress 48/100.
3 banks with 8 branches lend in Allegany County, NY; Allegany, NY weighted bank stress 66/100, highest 68/100 in Allegany, NY.
Allegany County, NY unemployment 5.0% (Allegany, NY -0.9 pts, six months); 75 new housing units permitted in Allegany County, NY over twelve months, Allegany, NY up 3% from 73; Allegany, NY home prices +7.9% a year (Allegany, NY) over three years.
23,540 housing units in Allegany County, NY; 3,359 Allegany, NY renter households; 41% of Allegany, NY renters spend 30%+ of income on rent, 23% (Allegany, NY) half or more.
Allegany County, NY ranks #464 nationally on the opportunity index (Allegany, NY, among all ranked counties); Allegany, NY scores 33.6/100 and Allegany, NY sits #4 inside New York. Allegany, NY is in the peak_opportunity opportunity phase; Allegany, NY's primary driver is vacancy, Allegany, NY second driver bank institutional; Allegany, NY moved up 289 places. 12 short-sale listings across Allegany, NY; 54 days on market observed in Allegany, NY; 22.7% vacancy over 38 Allegany, NY ZIPs.
No CFPB county sample covers Allegany County, NY. The non-metro area reading for Allegany, NY: 0.8% ninety-plus days late; Allegany, NY's thirty-to-eighty-nine share is 3.0% (Allegany, NY, December 2025 data); New York overall 1.0%.
Allegany County, NY has 2 watched banks; 2 Allegany, NY banks sit in an elevated band. Allegany, NY footprints: Community Bank National Assn (6 branches, stress 68) in Allegany, NY; Five Star Bank (1 branch, stress 59) in Allegany, NY.
5,830 of the 23,540 housing units in Allegany, NY sit vacant. Allegany County, NY permitted 0 multifamily units in twelve months; Allegany, NY's one-to-four unit structures added 75 units in Allegany County, NY.