ZIP 14517 Foreclosure, Tax-Lien & Distress Report

ZIP 14517's composite property-distress score is 21/100 - DLRadar classes that as low for Livingston County, New York. On the structural side it scores 49/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100).

The market reads peak — home values rose 3.7% year on year, and 29% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,266 housing units. Vacancy runs 5.0%. The tenure split is 74% owner-occupied to 26% rented. The demographic-stress sub-score lands at 26/100. 2,588 residents call 14517 home, typically aged 39. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 35% of tenant households. Median household income is $58,045, below the U.S. median near $78,000. A median home runs $150,000 here, or 2.0 times local income. Around 26% of adults hold a bachelor's degree or higher.

Net-net, 14517 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 14517 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 14517 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14517 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 14517 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 14517 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.