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ZIP 14549 Foreclosure, Tax-Lien & Distress Report

Wyoming County, New York · High Vacancy market

ZIP code 14549 in Wyoming County, New York carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (35/100), structural risk (34/100), institutional ownership (14/100). By contrast, structural risk (34/100) and institutional ownership (14/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). Latent structural risk is 34/100 while live distress already moving reads 0/100.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 100% of homes, renters 0%. There are about 224 housing units across 14549. On demographic stress specifically, 14549 scores 48/100. Vacancy runs 43.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 25% bachelor's-or-above. Roughly 66.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 404 with a median age of 64.

Net-net, 14549 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 14549 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 14549's 15/100 can be lined up against any neighbor in Wyoming County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 14549 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 14549 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14549 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
34/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 14549

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk46
9 further distress layers are graded for 14549

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

14549 at a glance

The live 14549 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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