ZIP 14039 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14039 (Wyoming County, New York) returns a low composite of 15/100. The pressure is most legible in construction/permit lag (35/100), structural risk (34/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted. The split runs 34/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100).

The expansion-phase market in 14039 posted values that rose 6.0% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.9% of residents fall below the poverty threshold. Around 80% of renters are cost-burdened. Population is roughly 101 with a median age of 58. A median home runs $171,400 here. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 49 housing units. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 0.0%. 80% of housing is owner-occupied.

On balance, 14039 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 14039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 14039 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 14039 stays directly comparable to neighboring ZIPs and the rest of Wyoming County, New York. Where the public record is thin for 14039, the field stays empty rather than modeled, and fills in as new documents post.

14039's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14039 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.