ZIP 14039 Property Distress & Foreclosure Data

In Wyoming County, New York, ZIP 14039 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 38/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (93/100), structural risk (38/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 9.9% live below the poverty line. Around 80% of renters are cost-burdened. About 101 people live here, median age 58. A median home runs $171,400 here. About 12% have a four-year degree. The ZIP holds roughly 49 housing units. On demographic stress specifically, 14039 scores 36/100. The vacancy rate is 0.0%. The tenure split is 80% owner-occupied to 20% rented.

Overall 14039 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.