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ZIP 14039 Foreclosure, Tax-Lien & Distress Report

Wyoming County, New York · Affordable market

Scored on a fixed 0-100 scale, 14039 (Wyoming County, New York) returns a minimal composite of 14/100. The split runs 31/100 structural to 1/100 active on the ground. The pressure is most legible in structural risk (31/100), construction/permit lag (25/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted.

The expansion-phase market in 14039 posted values that rose 6.0% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.9% of residents fall below the poverty threshold. Around 80% of renters are cost-burdened. Population is roughly 101 with a median age of 58. A median home runs $171,400 here. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 49 housing units. DLRadar's demographic-stress index for the area reads 55/100. Vacancy runs 0.0%. 80% of housing is owner-occupied.

On balance, 14039 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 14039 is not published yet -- the ZIP-level readings above remain fully sourced.

The 14039 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 14039 stays directly comparable to neighboring ZIPs and the rest of Wyoming County, New York. Where the record is thin for 14039, the field stays empty rather than modeled, and fills in as new documents post.

14039's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14039 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

14/100
Composite stress
31/100
Structural risk
1/100
Distress activity

What is driving ZIP 14039’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk46
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 14039 by the numbers

14039 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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