ZIP 14009 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14009 (Wyoming County, New York) at a low 16/100 for overall property distress. On the structural side it scores 36/100, with 1/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). The sharpest non-environmental signals are construction/permit lag (38/100), structural risk (36/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (4/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 20% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $162,000 here, or 2.5 times local income. At $61,715, median income runs below typical U.S. levels. About 5,787 people live here, median age 46. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 28% of tenant households. Roughly 10.4% live below the poverty line. Vacancy runs 5.2%. There are about 2,937 housing units across 14009. The demographic-stress sub-score lands at 25/100. About 21% have a four-year degree.

On balance 14009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 14009 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 14009 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 14009 stays directly comparable to neighboring ZIPs and the rest of Wyoming County, New York. 14009 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 figure for 14009 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 14009 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.