ZIP 14101 Foreclosure, Tax-Lien & Distress Report

Cattaraugus County, New York's ZIP 14101 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structurally it carries 47/100, against 3/100 of stress already in motion. Its heaviest discrete signals: structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 46% of tenant households. 19.6% of residents fall below the poverty threshold. At $70,083, median income runs near typical U.S. levels. The vacancy rate is 28.3% — elevated. On demographic stress specifically, 14101 scores 29/100. There are about 1,036 housing units across 14101. Population is roughly 1,984 with a median age of 48. The tenure split is 87% owner-occupied to 13% rented. Educational attainment sits at 10% bachelor's-or-above. A median home runs $98,600 here, or 1.5 times local income.

Taken together, 14101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 14101 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 14101 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14101 can be compared directly against any other ZIP in Cattaraugus County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14101 shows blanks, not estimates, wherever the record is sparse.

14101's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14101 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.