ZIP 14101 Property Distress & Foreclosure Data

In Cattaraugus County, New York, ZIP 14101 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 53/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 46% of renters are cost-burdened. 19.6% of residents fall below the poverty threshold. Median household income is $70,083, near the U.S. median near $78,000. The vacancy rate is 28.3% — elevated. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 1,036 housing units. 1,984 residents call 14101 home, typically aged 48. Owners hold 87% of homes, renters 13%. Educational attainment sits at 10% bachelor's-or-above. Home values center near $98,600, an affordability ratio of 1.5× — accessible.

Taken together, 14101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.