ZIP 14731 Property Distress & Foreclosure Data

ZIP code 14731 in Cattaraugus County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (60/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 16% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,198 residents call 14731 home, typically aged 57. Home values center near $286,800, an affordability ratio of 4.0× — accessible. There are about 2,463 housing units across 14731. Educational attainment sits at 37% bachelor's-or-above. Median household income is $64,091, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Vacancy runs 77.0%, above the national norm and a classic distress-and-opportunity signal. 10.3% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. Rent burden reaches 47% of tenant households.

Taken together, 14731 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.