ZIP 14731 Foreclosure, Tax-Lien & Distress Report

Cattaraugus County, New York's ZIP 14731 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 47/100 against active distress of 3/100. Its heaviest discrete signals: structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The market reads peak — home values rose 4.9% year on year, and 16% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,198 people live here, median age 57. The typical home is worth about $286,800 (4.0× income, relatively affordable). There are about 2,463 housing units across 14731. Around 37% of adults hold a bachelor's degree or higher. Median household income is $64,091, below the U.S. median near $78,000. On demographic stress specifically, 14731 scores 38/100. Vacancy runs 77.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.3% live below the poverty line. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 47% of tenant households.

Net-net, 14731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14731 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 14731's 21/100 can be lined up against any neighbor in Cattaraugus County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14731, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 14731 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Practically, 14731 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.