ZIP 14748 Property Distress & Foreclosure Data

Composite property distress in 14748 (Cattaraugus County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (60/100)). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100). Structural exposure scores 53 and live distress 3 on the 0–100 scale.

The expansion-phase market in 14748 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 481 with a median age of 53. There are about 261 housing units across 14748. The typical home is worth about $87,300 (2.0× income, relatively affordable). Around 9% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. The demographic-stress sub-score lands at 26/100. The poverty rate is 9.6%. At $45,000, median income runs below typical U.S. levels.

On the whole, 14748 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.