ZIP 14741 Foreclosure, Tax-Lien & Distress Report

ZIP 14741's composite property-distress score is 21/100 - DLRadar classes that as low for Cattaraugus County, New York. The pressure is most legible in construction/permit lag (46/100), structural risk (46/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (9/100) stay muted. Latent structural risk is 46/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 44% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,288 housing units. About 21% have a four-year degree. Households earn a median $76,534 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Around 35% of renters are cost-burdened. A median home runs $140,600 here, or 1.6 times local income. Population is roughly 1,957 with a median age of 43. The vacancy rate is 36.1% — elevated. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. 94% of housing is owner-occupied.

Taken together, 14741 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 14741 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14741 shows as blanks, never estimates, and the score updates on every fresh public filing.

14741's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14741 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.