ZIP 14741 Property Distress & Foreclosure Data

In Cattaraugus County, New York, ZIP 14741 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. On the structural side it scores 53/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (60/100).

The market reads expansion — home values rose 6.3% year on year, and 44% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,288 housing units. About 21% have a four-year degree. Households earn a median $76,534 — near the roughly $78,000 national figure. On demographic stress specifically, 14741 scores 24/100. Around 35% of renters are cost-burdened. A median home runs $140,600 here, or 1.6 times local income. About 1,957 people live here, median age 43. The vacancy rate is 36.1% — elevated. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 94% owner-occupied to 6% rented.

Net-net, 14741 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.