ZIP 14706 Property Distress & Foreclosure Data

DLRadar grades ZIP 14706 (Cattaraugus County, New York) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (60/100)). Property-level stress concentrates in construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

The expansion-phase market in 14706 posted values that rose 6.3% over the year, and 7% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

80% of housing is owner-occupied. The typical home is worth about $176,000 (2.2× income, relatively affordable). Rent burden reaches 35% of tenant households. Around 35% of adults hold a bachelor's degree or higher. Population is roughly 6,118 with a median age of 46. At $76,029, median income runs near typical U.S. levels. There are about 2,808 housing units across 14706. The demographic-stress sub-score lands at 25/100. Vacancy runs 8.9%. The poverty rate is 14.3%.

On balance 14706 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.