ZIP 14719 Foreclosure, Tax-Lien & Distress Report

In Cattaraugus County, New York, ZIP 14719 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (46/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (9/100). The split runs 46/100 structural to 3/100 active on the ground.

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $115,100, an affordability ratio of 1.8× — accessible. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 3,334 with a median age of 45. At $61,115, median income runs below typical U.S. levels. There are about 1,856 housing units across 14719. The poverty rate is 13.7%. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. Owners hold 77% of homes, renters 23%. Around 35% of renters are cost-burdened.

Taken together, 14719 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14719 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 14719 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Cattaraugus County, New York and the nation. 14719 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14719's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14719 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.