ZIP 14041 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14041 (Cattaraugus County, New York) at a low 21/100 for overall property distress. On the structural side it scores 47/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Property-level stress concentrates in structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 39/100. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 64% of homes, renters 36%. The vacancy rate is 24.6% — elevated. About 204 people live here, median age 41. The ZIP holds roughly 112 housing units. Around 5% of adults hold a bachelor's degree or higher. Around 48% of renters are cost-burdened. A median home runs $108,300 here.

Taken together, 14041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14041 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 14041's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14041 reflects the current record instead of a stale or modeled snapshot.

14041's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14041 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.