ZIP 14065 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14065 in Cattaraugus County, New York comes in at 22, a low composite-distress reading. On the structural side it scores 48/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Its heaviest discrete signals: structural risk (48/100), construction/permit lag (47/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (14/100) stay muted.

The expansion-phase market in 14065 posted values that rose 5.3% over the year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $163,200 (2.3× income, relatively affordable). The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 725 housing units. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 9.2%. Households earn a median $61,125 — below the roughly $78,000 national figure. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 14065 scores 22/100. About 1,769 people live here, median age 39. Around 5% of renters are cost-burdened.

Overall, 14065 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 14065 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14065 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Cattaraugus County, New York and the nation. Nothing here is interpolated — where a source is thin for 14065, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 14065's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 14065 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.