ZIP 14744 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14744 (Allegany County, New York) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Leading the profile are structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Structurally it carries 53/100, against 6/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,186 with a median age of 22. Around 56% of adults hold a bachelor's degree or higher. There are about 560 housing units across 14744. Median household income is $82,500, near the U.S. median near $78,000. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 23/100. A median home runs $159,600 here, or 1.8 times local income. Around 19% of renters are cost-burdened. The vacancy rate is 19.9% — elevated. The poverty rate is 17.0% — high, a tax-stress and distress correlate.

Net-net, 14744 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14744 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 14744's 25/100 can be lined up against any neighbor in Allegany County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14744, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 14744's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 14744 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.