ZIP 14744 Property Distress & Foreclosure Data

Allegany County, New York's ZIP 14744 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (55/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 55 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,186 people live here, median age 22. About 56% have a four-year degree. There are about 560 housing units across 14744. Households earn a median $82,500 — near the roughly $78,000 national figure. The tenure split is 65% owner-occupied to 35% rented. On demographic stress specifically, 14744 scores 23/100. A median home runs $159,600 here, or 1.8 times local income. Rent burden reaches 19% of tenant households. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 14744 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.